30 Empowering Money Quotes That Will Inspire and Motivate You

Money, they say is not the most important thing, but we also know that money is the cause of most broken relationships. Money comes between the most beautiful relationships; it causes a lot of stress and finally leaves the best people doubting themselves. It affects the mental health of many. Money may not be everything, but it does make a lot of things better including improving the quality of our lives.

I have realised that, it is very important to understanding how money works, and unfortunately it is not as easy. But one way I have found that makes me understand money better as I journey along my personal finance route, is money quotes. The authors of these quotes have a mastery of money and know what they are talking about. They have summarised complex money issues into a few simple straight forward lines that can be understood by everyone.

As I travel my personal finance journey, there are some quotes that get me motivated as I go along. These quotes are short and straight to the point, but they speak volumes in themselves.

These money quotes motivate and inspire me and I believe they will inspire you too and help you understand money better.

Saving Money Quotes

“What you get by achieving your goals is not as important as what you become by achieving your goals.” – Henry David Thoreau
“Sacrifice is a part of life. It’s supposed to be. it’s not something to regret. It’s something to aspire to.” – Mitch Albom
“A budget is telling your money where to go instead of wondering where it went.” – Dave Ramsey
“Do not save what is left after spending; instead spend what is left after saving.” – Warren Buffett
“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” – Robert Kiyosaki
“If you would be wealthy, think of saving as well as getting.” – Benjamin Franklin
“Rich people have small TVs and big libraries, and poor people have small libraries and big TVs.” – Zig Ziglar
“The having of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense or order, trains to forethought, and so broadens the mind.” – T. Munger
“Before you speak, listen. Before you write, think. Before you spend, earn. Before you invest, investigate. Before you criticize, wait. Before you pray, forgive. Before you quit, try. Before you retire, save. Before you die, give.” – William A. Ward
“When you understand that making, saving, and spending money is all based on the thoughts you’re thinking and the actions that these thoughts lead to, you can completely transform your reality – and your bank account.” – Jen Sincero

Quotes to Inspire You Pay Off Your Debt

“Start where you are. Use what you have. Do what you can.” - Arthur Ashe
“You will never win if you never begin.” – Helen Rowland
“Our greatest weakness lies in giving up. The most certain way to succeed is always to try just one more time.” – Thomas Edison
“Debt is like any other trap, easy enough to get into, but hard enough to get out of.” – Josh Billings
“If there is no struggle, there is no progress.” – Frederick Douglass
“Every time you borrow money, you’re robbing your future self.” – Nathan W. Morris
“It always seems impossible until it’s done.” – Nelson Mandela
“The secret of getting ahead is getting started.” – Mark Twain
“Success is not final; failure is not fatal: it is the courage to continue that counts.” – Winston Churchill
“What can be added to the happiness of a man who is in health, out of debt, and has a clear conscience?” – Adam Smith

Quotes to Inspire You Manage Your Money Effectively

“Never spend your money before you have earned it.” – Thomas Jefferson
“Don’t tell me what you value, show me your budget, and I’ll tell you what you value.” – Joe Bide
“The key is not to prioritize what’s on your schedule, but to schedule your priorities.” – Stephen Covey
“A budget is more than just a series of numbers on a page; it is an embodiment of our values.” – Barack Obama
“Many folks think they aren’t good at earning money, when what they don’t know is how to use it.” – Frank A. Clark
“A wise person should have money in their head, but not in their heart.” – Jonathan Swift
“Money is multiplied in practical value depending on the number of W’s in your life: what you do, when you do it, where you do it, and with whom you do it.” – Timothy Ferriss
” Opportunity is missed by most people because it is dressed in overalls and looks like work.” – Thomas Edison
“Happiness is not the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort.” – Franklin D. Roosevelt
“You must gain control over your money or the lack of it will forever control you.” – Dave Ramsey