Embracing A New Attitude To Help You Achieve Your Financial Goals For 2022

The pandemic came to make a bad situation worse as far as the finances of most families are concerned😔😔

Families are facing very challenging days keeping up. I know how hard it was for me when I lost my job at the wake of the pandemic.😰😰 As if life didn’t throw so much at you already

In the midst of it all, it is very easy to get caught up in a cycle of negativity📉📉

But one thing I have learned is that ‘It Takes As Much Energy To Be Positive As It Does To Be Negative.

I have realised that when I Focus On The Positive, Good Things Happen.

Staying Positive Will Not Only Make You Feel Better But It Will Also Positively Impact on Your Finances.

What Are The Steps You Can Take To Harness The Power of Your Mind Over Your Finances To Help You Achieve Your Financial Goals For 2021:

1) Commit To Taking Action

As you set your financial goals, don’t let self-doubt prevent you from writing down what you belief is possible and going after what you want. Being positive means, you focus on the potential positive outcomes that will result in your efforts instead of the negative ones. Focusing in the positive gives you more courage to try which can go a long way to achieve your dreams. You will face challenges, but give yourself more credit in your ability to drive outcomes in a favourable direction. It is more important to seek Progress, not Perfection.

Remember: The Shot You Will Always Miss Is The One You Never Take.

2) Learn From Past Experiences

Life is full of lessons and people who are positive assess the set backs in their lives and look to find lessons which they use to to make positive decisions.

In the past, I have asked myself some questions to help me assess setbacks in my life.

Did I Give This My Best?
If I Had An Opportunity For A Next Time, What Can I Do Differently?

Everybody experiences set backs even the most successful people. Life is never on a straight line but ensuring you don’t make the same costly mistake twice when it comes to your finances will help you bounce back. Also, being aware of what went wrong will help you stay clear of similar issues, leaving a clearer path for you to take action towards meeting your financial goals.

If you have been working on your financial goals this year, bear in mind that you will experience setbacks, but when you do, look for the lesson instead of fuelling the negative that could lead you to give up.

3) Take Advantage of Readily Available Information

Knowledge They Say Is Power. When you are more informed about a subject matter, you can approach it more positively.

It is common practice for people to moan and gloom when paying bills and dealing with their finances but the people who are more informed and have a well thought out plan feel more confident in dealing with their daily finances

Take stock of your finances and educate yourself on what it is going to take for you to keep your finances in tact. Generally, when people know how to manage their finances, they are more positive about their finances.

It is always good to start small and build your confidence gradually.

Understanding and Knowing Your Numbers Is One Of The Best Ways To Increase Your Confidence In Managing Your Finances

So, What Numbers Should You Understand?

Here is where to start:

How Much Debt Do You Have?
What Amount Is Your Monthly Responsibilities Every Month ( Rents, Childcare, Taxes, Food, Tides, Transport, etc)
Do You Have An Emergency Fund?
How Much Money Do You Have In Your Savings Account?
Are You Thinking Of Retirement? How Much Money Will You Need In Retirement?

4) Celebrate Your Wins

Celebrating the little wins can keep you highly motivated. It gives you an attitude of gratitude and keeps you fired up to move forward.

The Journey to financial freedom is a marathon and not a sprint. Every progress you make counts. Noticing it and celebrating it gives you the zeal to take another step to make another win