What Is A Good Credit Score? I am unable to get approval for my mortgage. The bank says my credit score is not good enough. What do I do? I often hear this from the people I work with. A Credit Score is a very important part of our finances, these days, you realise that without a good credit score, even getting a property to rent, let alone, buy, can be very challenging if you…
5 Things You Should Know About Credit Rating There are some things that affect your credit score and some that do not. Knowing which is which will help you know what to take care of and what not to worry about. Below are some of these. 1) There are no Credit Black Lists Credit agencies make you believe that there are blacklisted or banned people. One of the things I learned is that, in the…
30 Empowering Money Quotes That Will Inspire and Motivate You Money, they say is not the most important thing, but we also know that money is the cause of most broken relationships. Money comes between the most beautiful relationships; it causes a lot of stress and finally leaves the best people doubting themselves. It affects the mental health of many. Money may not be everything, but it does make a lot of things better including…
5 Steps to Managing Your Money Effectively in 2021 Understanding your personal finances and knowing where you want to be with your finances is a very important step in your financial journey. We often hear a celebrity or a serial entrepreneur being described by their net worth. You do not have to be a millionaire or a celebrity to work out what your net worth is. Do you have a financial goal you want to…
Top 7 Financial Goals That Everyone Should Have For 2021 Most people wait for the end of every year, then set new year resolutions, but how effective are these new year resolutions? Most of these are forgotten before the end of quarter one in the new year. That is why goals are what we should be working on all the time rather than resolutions. These goals should be visited often, with a reassessment of where…
How to Make Good Spending Decisions • Did you know that each one of us has a financial personality? • Do you know what your financial personality is? Our financial personalities are influenced by factors within our subconscious minds other than the price of items or how much money we have to spend. These factors drive our attitude towards spending money. • What is your behaviour when it comes to money management? I used to…
